BUSINESS SERVICES
Key Employee Insurance
This life insurance policy arises from the need that companies have to compensate for the decrease in productivity that the death or disability of their «Key Employees» could cause. The goal is to build capital that the company can use to replace or train an individual who can fill the role. Additionally, there is a tax basis that allows it to be «deductible,» with fiscal arguments that make it very appealing to some companies.
Key Employee
Insurance Features
Employees or owners who:
- Substantially contribute to the company's profits
- Typically hold managerial positions
- Usually have high salaries
- Are more frequently found in medium or small companies
- Are recognized by customers, employees, creditors, and suppliers
- Are directly responsible for sales, production, or the company's operations
- Have extensive experience and a very high sense of responsibility
Advantages of Key Employee Insurance
- Effective for addressing the decrease in company productivity
- Recruitment and training of Key Employees
- Financial solvency in case of contract breaches
- Access to capital to strengthen credit lines
- Having a financial reserve to continue projects interrupted by the absence of the Key Employee
- Cost-Benefit: a cost-effective alternative to risk since paying the premium can result in a significant payout (Sum Assured) upon the covered event.
Empresariales
Personales
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Reliable, personal and fast.
We are a team that cares about the heritage and growth of people, and our purpose is to give protection, support and solutions to the needs of our clients so that they are always safe.
Call now: 33 3563 1300
Sales and help:
+(52) 3335 63 1300
Email:
contacto@advansure.com.mx
